1. Acceptance of Terms

By accessing and using GMR Digital's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

GMR Digital provides digital educational templates and resources for academic and professional use. Our products include research proposal templates, statistical analysis guides, survey design toolkits, and business plan templates. All products are delivered as digital downloads with lifetime access.

3. User Accounts

To purchase our products, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Payment Terms

All payments are processed securely through our payment processor. Prices are listed in USD and are subject to change without notice. Once a purchase is completed, you will receive immediate access to download your purchased products.

5. Refund Policy

We offer a 30-day money-back guarantee on all digital products. If you are not satisfied with your purchase for any reason, please contact us within 30 days of purchase for a full refund. Refunds will be processed to the original payment method.

6. Intellectual Property

All content, features, and functionality of our products are owned by GMR Digital and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our products without permission.

7. License Grant

Upon purchase, you are granted a non-exclusive, non-transferable license to use the purchased digital products for personal or business use. You may not resell, redistribute, or share the products with third parties.

8. Prohibited Uses

You may not use our products for any illegal purposes or in violation of any laws. This includes but is not limited to:

• Academic dishonesty or plagiarism
• Fraudulent activities
• Violation of intellectual property rights
• Any harmful or malicious purposes

9. Disclaimer of Warranties

Our products are provided "as is" without warranty of any kind. We do not guarantee that our products will meet your specific requirements or that they will be error-free. We disclaim all warranties, express or implied, including but not limited to merchantability and fitness for a particular purpose.

10. Limitation of Liability

In no event shall GMR Digital be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our products or services.

11. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices regarding the collection and use of your personal information.

12. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.

13. Governing Law

These terms shall be governed by and construed in accordance with the laws of Bangladesh, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

• Email: support@gmrafi.com.bd
• Website: https://tools.gmrafi.com.bd